About Us

First Class Financial is an Appointed Representative of the Quilter network (formerly known as Intrinsic) with advisers operating across the UK in all markets – pensions, investments, mortgages and protection.

The reason why we are partnered with Quilter is that as the largest and most financially secure network in the UK, they provide the best possible platform for our advisers to operate on; and they have the scale, resources and infrastructure necessary to provide not only the essential compliance services that are needed, but also high quality support in terms of training and development.

First Class Financial is headed up by Director Malcolm M’Clelland who has many years of experience in the industry and holds the full Diploma Level 4 qualification in financial planning. Before founding First Class Financial in 2004, Malcolm had a successful career in sales and sales management, initially with London Life and then Friends Provident where he ran the direct sales force and the Appointed Representative division.

Malcolm has this to say about the financial advice profession: “I am a great believer in what we do. The financial adviser role is all about leaving people better off than we find them, whether this be helping them protect their family, buy their own home, make the most of their savings and investments or sending money ahead to ensure a comfortable retirement. We should be proud of the role we play in society.”